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Listen to a new episode of Speak English Now Podcast, your favorite material for practicing your spoken and heard English. You will also learn about lifestyle and culture, language, vocabulary, and how to improve your English more effectively.


Today we continue talking about money in English. You will learn new expressions, and I’ll give you some advice on how to save money.

And with a fun mini-story, you will improve your English fluency. It’s like having a conversation with another person in English.

Hi, I’m Georgiana, your English teacher, and my mission is you help you Speak English fluently.

And do you know how you can help me? You can share the podcast with your friends and family. That would mean a lot. Thanks:)

Before we get started, get the transcript at SpeakEnglishPodcast.com/podcast

Ok. Let’s start!

1. Money doesn’t grow on trees 

We use this phrase to warn someone that money is a limited resource and should not be wasted.


“When I told my five-year-old son that I couldn’t buy him a toy because “money doesn’t grow on trees,” he told me to use my credit card instead.”

2. A penny saved is a penny earned 

Although many families today live on credit, it is always wise to put some money aside. We use this expression to say that saving money is a good idea.


“You should always put some money aside. My grandma used to say that a penny saved is a penny earned.”

3. Flat broke 

And if you never save and spend all your money, you become flat broke.


“It’s been two years since I lost my job. Now I’m looking for one because I’ve spent all my money and I’m flat broke. “

4. Live from hand to mouth 

This idiom means having only enough money to live on, not having money to spare or save any money.


I have bad news. I’m afraid we will have to live from hand to mouth until the end of the year. “

5. Save for a rainy day 

I said before that it is always a good idea to save some money. And this English expression means to save money for when you need it.


Last winter, the boiler broke down. Thankfully, we saved for a rainy day. “

6. Daylight robbery 

If you really want to save money, you should compare prices and avoid shopping where prices are too high.

This idiom means that something is costly. It can be an exorbitant fee for a product or service. 


I never buy anything from this store. The prices here are a daylight robbery.”



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