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Listen to a new episode of Speak English Now Podcast, your favorite material for practicing your spoken and heard English. You will also learn about lifestyle and culture, language, vocabulary and how to improve your English more effectively.


Hi, everybody! I’m Georgiana, your online English teacher. My mission is to help you to speak English fluently. Speaking English is way easier when you use the right material and techniques.

In the first part of this episode, I’m gonna talk about lending and borrowing something and how to get a loan from the bank.

And in the second part, you’ll practice your spoken English with a question and answer mini-story.

All right, let’s get started!

Today I’d like to talk about loans and the related vocabulary. Loans have always been a feature in all countries, societies, and cultures. Person A has some money, and person B needs money. Then person A can lend money to person B.

When we talk about lending, we don’t talk about giving. Giving means permanently, without a time limit. For example, if I say “I’ll give you the car,” it means that the car won’t be mine anymore, it’ll be yours.

When someone gives a loan, it’s under certain conditions. That is, he agrees to give money under certain conditions. You can say, “give a loan,” or more formally “grant a loan.


Get the FULL TEXT in PDF here.


  • Audio mp3 (right-click to save the audio)
  • FULL-TEXT PDF (right-click to save the TEXT)

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